Britain’s uninsured driver hotspots are at the moment uncovered by an interactive map.
Six of the ten worst-offending neighbourhoods are within the West Midlands, in line with the Motor Insurers’ Bureau, which pays out claims for victims of uninsured driver and hit-and-run crashes.
As much as 300,000 automobiles take to UK roads day by day with out cowl.
Many are linked to organised crime, thievery or drink or drug driving.
During the last two years, Croydon, South London, registered essentially the most claims towards uninsured drivers with a complete of 30.
However it solely ranked 176th on the hotspot listing due to its dense inhabitants, with a charge of 18.9 uninsured driver claims per 100,000 individuals.
B11, an space immediately south-east of Birmingham metropolis centre, topped the desk, seeing 51.8 claims per 100,000 individuals.
The MIB compiled uninsured driving claims made between October 2022 and 2024 throughout the entire UK’s tens of millions of postcodes.
Claims had been then aggregated for every space and in comparison with how many individuals reside there, permitting them to work-out the hotspots.
Different areas which noticed excessive ranges of uninsured drivers had been DA17 in Bexley (40.9 per 100,000) and WV2 in Wolverhampton (39.6).
Two areas of Brighton and Hove, BN2 and BN3, featured on the backside of the listing with charges of 5.4 and 5, respectively.
E14 in Tower Hamlets, London got here backside with a charge of 4.8.
1000’s of postcodes had been excluded from the evaluation as a result of restricted knowledge relating to claims in these areas.
The information launch shaped a part of the MIB’s ‘Operation Drive Insured’ marketing campaign, which goals to get uninsured drivers of the roads.
The MIB estimates the accidents brought on by uninsured and hit-and-run drivers price the financial system almost £2.4billion a 12 months in emergency companies, medical care, lack of productiveness and human prices.
Highway policing items throughout the UK will probably be finishing up further checks on motorists in drawback areas all through Operation Drive Insured, in a bid to deal with the plague of uninsured drivers, the MIB mentioned.
To this point this 12 months, virtually 115,000 uninsured drivers have had their automobile seized by the police with help from the MIB.
Uninsured drivers obtain a £300 fastened penalty discover and 6 factors on their licence.
If stopped by police, their automobile could also be seized after which crushed.
If an uninsured driver leads to courtroom, they might additionally obtain a limiteless nice and even a driving ban.
Chief superintendent Marc Clothier mentioned: ‘We all know uninsured drivers usually tend to be concerned in deadly and “fail to cease” collisions.
‘There may be additionally a robust hyperlink between uninsured driving and different prison offences.’
Martin Saunders, head of enforcement on the MIB, mentioned: ‘We’re working intently with the police the size and breadth of the UK to make sure that these harmful automobiles are recognized and faraway from our roads.’
